> ## Documentation Index
> Fetch the complete documentation index at: https://docs.fortisarena.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Wallet FAQ

> Frequently asked questions about the Wallet

# Wallet FAQ

## General Questions

### Do I need MetaMask or any external wallet?

**No!** FortisArena provides everything. Your wallet is created automatically when you sign up. No seed phrases, no external apps, no gas fees for internal transfers.

### What's my wallet address?

You have a **UID** instead of a complex wallet address:

```
Format: FORTIS-UID-XXXX
Example: FORTIS-UID-7842
```

Use this UID to receive payments from other FortisArena users.

### Is there a mobile app for the wallet?

Yes! The wallet is fully integrated into the FortisArena mobile app (iOS & Android). Same features, optimized for mobile.

***

## Balances & Earnings

### What are the different balance types?

| Balance     | What It Is              | Can Withdraw?      |
| :---------- | :---------------------- | :----------------- |
| **Fiat**    | Bank withdrawable money | ✅ Yes              |
| **FRT**     | Governance token        | ✅ Yes (crypto)     |
| **FPT**     | Tournament rewards      | ✅ Yes (crypto)     |
| **Points**  | Social rank points      | ❌ No (rank only)   |
| **Pending** | Under review            | ⏳ After review     |
| **Locked**  | Tournament entry held   | ⏳ After tournament |

### Do I need to manually claim my earnings?

**No!** All earnings are auto-credited:

* Tournament winnings → Instant
* Tips → Real-time
* Guild revenue → Weekly auto-payout
* Org salaries → Scheduled

### Why are my tournament winnings showing as "Pending"?

Pending means:

1. **Under review** - Anti-cheat verification (24-48 hours)
2. **Locked** - Tournament still ongoing
3. **Scheduled** - Set for future payout

Once cleared, they move to your spendable balance.

### Can I convert between balance types?

Yes:

* **FRT ↔ FPT**: Internal swap (minimal fee)
* **Crypto → Fiat**: Sell function in wallet
* **Fiat → Crypto**: Buy function (coming soon)
* **Points**: Cannot convert (rank only)

***

## Withdrawals

### How long do withdrawals take?

| Method                    | Time            | Fee              |
| :------------------------ | :-------------- | :--------------- |
| **Internal (UID)**        | Instant         | Free             |
| **Crypto (FRT/FPT/USDT)** | 3-30 min        | Network gas only |
| **Fiat (Bank)**           | 10 min - 24 hrs | 1-2%             |

### What's the minimum withdrawal amount?

* **Crypto**: \$5 equivalent
* **Fiat**: \$10 equivalent
* **Internal**: No minimum

### Why was my withdrawal rejected?

Common reasons:

1. **KYC incomplete** - Verify your identity first
2. **Daily limit exceeded** - Try tomorrow
3. **Suspicious activity** - Contact support
4. **Bank details incorrect** - Update in settings
5. **Under 18** - Age verification required

### Can I cancel a withdrawal?

* **Pending withdrawals**: Yes, cancel anytime
* **Processing withdrawals**: Contact support immediately
* **Completed withdrawals**: Cannot reverse

***

## Security

### Is my money safe?

Yes! Multi-layer protection:

* Ledger-based accounting (auditable)
* 2FA for all withdrawals
* AI fraud detection
* Manual review for large amounts
* Cold storage for platform reserves

### What if I get hacked?

Contact support immediately:

* **Email**: [security@fortisarena.io](mailto:security@fortisarena.io)
* **24/7 Hotline**: Available in app

We can freeze your wallet within minutes if suspected fraud.

### Can staff access my wallet?

**No!**

* Staff cannot initiate withdrawals
* Staff cannot see your private keys
* Support can only VIEW transaction history for troubleshooting
* All staff actions are logged and audited

### What happens if FortisArena shuts down?

Your on-chain balances (FRT, FPT) are yours forever. You can withdraw to any external wallet anytime. Fiat balances are held in segregated accounts.

***

## Fees

### What are the fees?

| Action                  | Fee              |
| :---------------------- | :--------------- |
| **Internal transfers**  | FREE             |
| **Tournament entry**    | FREE (gasless)   |
| **Tips**                | FREE             |
| **Crypto withdrawal**   | Network gas only |
| **Fiat withdrawal**     | 1-2%             |
| **Currency conversion** | 0.5%             |
| **Staking**             | FREE             |

### Why am I being charged a fee?

* **Crypto withdrawals**: Blockchain network fees (not us)
* **Fiat withdrawals**: Payment processor fees
* **Currency swaps**: Liquidity provider fees

### Are there hidden fees?

**No!** All fees are shown before you confirm any transaction. No surprises.

***

## Technical

### What blockchain does Fortis use?

* **FRT & FPT**: BNB Smart Chain (BSC)
* **Supported deposits**: BSC, Polygon
* **Why BSC?**: Low gas fees, fast confirmation

### Can I deposit from any exchange?

Yes! Use these networks:

* **Binance**: BSC (BEP20)
* **Coinbase**: Send to Polygon address
* **Other exchanges**: Ensure BSC/Polygon network

**⚠️ Warning**: Sending on wrong network = Lost funds!

### What if I send crypto to the wrong address?

Unfortunately, **blockchain transactions are irreversible**. Always:

1. Double-check the address
2. Use copy-paste (not typing)
3. Send a small test amount first
4. Verify network (BSC/Polygon)

### Why is my deposit not showing?

Check:

1. **Confirmations**: BSC needs 15+ confirmations
2. **Network**: Did you use BSC/Polygon?
3. **Address**: Correct address?
4. **Time**: Can take up to 30 minutes

If still missing after 1 hour, contact support with tx hash.

***

## Guild & Organization Wallets

### Can my guild have a shared wallet?

**Coming Q2 2026!** Guild Treasury feature will allow:

* Multi-signature withdrawals
* Transparent fund management
* Revenue auto-distribution

### How do organization payments work?

Organizations can:

* Schedule recurring payments to players
* Bulk payouts to entire rosters
* Set different payment tiers
* Auto-convert to fiat for staff

### Who controls the guild wallet?

Currently: Guild Master
Future: Multi-sig (requires multiple officers to approve)

***

## Troubleshooting

### My balance shows 0 but I had money!

Possible reasons:

1. **Wrong account** - Check you're logged into correct account
2. **App not synced** - Pull down to refresh
3. **Maintenance** - Check status page
4. **Locked in tournament** - Check "Locked" balance tab

### I didn't receive my tournament prize

Steps:

1. Check "Pending" balance (under review)
2. Verify tournament has ended
3. Check for disqualification notice
4. Contact: [tournaments@fortisarena.io](mailto:tournaments@fortisarena.io)

### Transaction stuck on "Processing"

Crypto transactions:

* **Normal**: 3-30 minutes
* **Stuck >1 hour**: Check blockchain explorer
* **Failed**: Funds return automatically

Fiat transactions:

* **Normal**: 10 min - 24 hours
* **Stuck >24 hours**: Contact support

### Can't withdraw to my bank

Requirements:

1. ✅ KYC completed
2. ✅ Bank account linked & verified
3. ✅ Minimum \$10 balance
4. ✅ Daily limit not exceeded
5. ✅ Account in good standing

***

## Tax & Legal

### Do I need to pay taxes?

**Probably yes!** Earnings may be taxable in your jurisdiction:

* Tournament winnings
* Streaming revenue
* Trading profits
* Staking rewards

We provide annual reports for tax filing. Consult a tax professional.

### Will I get a tax form?

Yes, if you earn over thresholds:

* **US users**: 1099 form (if >\$600)
* **EU users**: Annual summary
* **Others**: Transaction history export

### Can I hide my transactions?

**No!** All transactions are:

* Recorded on internal ledger
* Some on public blockchain
* Reported to tax authorities (as required by law)

Transparency is a legal requirement.

***

## Getting Help

### How do I contact wallet support?

| Issue                 | Contact                                                   |
| :-------------------- | :-------------------------------------------------------- |
| **General questions** | [wallet@fortisarena.io](mailto:wallet@fortisarena.io)     |
| **Stuck withdrawal**  | [support@fortisarena.io](mailto:support@fortisarena.io)   |
| **Security concern**  | [security@fortisarena.io](mailto:security@fortisarena.io) |
| **Bug report**        | [bugs@fortisarena.io](mailto:bugs@fortisarena.io)         |
| **Discord**           | #wallet-help channel                                      |
| **In-app**            | Profile → Support Ticket                                  |

### Response times

* **Critical (security/fraud)**: \< 1 hour
* **Withdrawal issues**: \< 4 hours
* **General questions**: \< 24 hours
* **Feature requests**: Reviewed weekly

***

> **Still have questions?** Join our [Discord](https://discord.gg/qTTYxTnK3s) community for real-time help!
