> ## Documentation Index
> Fetch the complete documentation index at: https://docs.fortisarena.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Wallet

> Complete guide to the all-in-one wallet system for social earnings, tournament prizes, and revenue

# Wallet

> **One wallet. All earnings. Real ownership. Real payouts.**

The Wallet is a comprehensive financial system that combines **internal ledger technology**, **on-chain crypto**, and **fiat withdrawals** into a single, seamless experience. All your earnings—from social points to tournament prizes to creator revenue—land in one place.

<Warning>
  **No External Wallet Required:** FortisArena provides everything. No MetaMask, no Trust Wallet, no seed phrases to manage.
</Warning>

***

## 🎯 Core Philosophy

```
Social Points + Tournament Rewards + Streaming Revenue + Creator Tips + Organization Income
                                    ↓
                         ONE UNIFIED WALLET
                                    ↓
                    Withdraw as Crypto OR Fiat
```

**Everything you earn on FortisArena lands in your Wallet:**

* ✅ Social platform points (rank progression)
* ✅ Tournament winnings (FRT/FPT tokens)
* ✅ Livestream tips & subscriptions
* ✅ Creator sponsorships
* ✅ Guild revenue shares
* ✅ Organization salaries
* ✅ Referral rewards
* ✅ MVP & performance bonuses

***

## 🧩 Wallet Architecture

The Wallet consists of **three integrated layers**:

```mermaid theme={null}
flowchart TB
    subgraph Wallet["Fortis Wallet"]
        subgraph Internal["1. INTERNAL LEDGER"]
            UID[UID System<br/>FORTIS-UID-XXXX]
            Instant[Instant Transfers<br/>UID → UID]
            Points[Social Points]
            Rewards[Reward Balance]
        end
        
        subgraph Crypto["2. CRYPTO WALLET"]
            FRT[FRT Balance]
            FPT[FPT Balance]
            USDT[USDT]
            BNB[BNB]
            MATIC[MATIC]
        end
        
        subgraph Fiat["3. FIAT WALLET"]
            FiatBalance[Fiat Balance]
            Bank[Bank Withdrawals]
            Deposit[Future: Deposits]
        end
    end
    
    Earnings[Earnings] --> Wallet
    Wallet --> Withdraw[Withdraw]
    Wallet --> Spend[Spend Inside Platform]
```

***

## 🔹 1. Internal Ledger Wallet

### What It Is

The Internal Ledger is a **high-speed, gasless accounting system** that tracks all platform activity using a PostgreSQL database synchronized with blockchain.

### Key Features

| Feature      | Description                        |
| :----------- | :--------------------------------- |
| **Speed**    | Instant transfers (milliseconds)   |
| **Cost**     | Completely free                    |
| **Tracking** | Every transaction logged           |
| **Sync**     | Auto-synced with on-chain balances |
| **Gas**      | No gas fees for internal transfers |

### UID System (User Identifier)

Every user receives a unique identifier:

```
Format: FORTIS-UID-XXXX
Example: FORTIS-UID-7842
```

**Use UID for:**

* Platform-to-platform transfers
* Tips to other users
* Guild payouts
* Organization salaries
* Rewards distribution
* Split payments

<Info>
  **No wallet address needed** for internal transfers. Just use the UID!
</Info>

### Internal Transfer Examples

| Action           | From      | To          | Time    | Fee  |
| :--------------- | :-------- | :---------- | :------ | :--- |
| Tip creator      | Your UID  | Creator UID | Instant | Free |
| Guild payout     | Guild UID | Player UID  | Instant | Free |
| Squad split      | Squad UID | Members     | Instant | Free |
| Tournament prize | Platform  | Winner UID  | Instant | Free |

***

## 🔹 2. Crypto Wallet (On-Chain)

### Supported Assets (Phase 1)

| Token             | Symbol | Use Case                     | Network         |
| :---------------- | :----- | :--------------------------- | :-------------- |
| **Fortis Token**  | FRT    | Governance, staking, premium | BNB Smart Chain |
| **Fortis Points** | FPT    | Rewards, tournaments, tips   | BNB Smart Chain |
| **Tether**        | USDT   | Stable value                 | BNB Smart Chain |
| **BNB**           | BNB    | Gas fees, trading            | BNB Smart Chain |
| **Polygon**       | MATIC  | L2 transactions              | Polygon         |

### Features

**Deposit:**

* Normal blockchain confirmation time (3-30 minutes)
* Auto-credited to wallet
* Email notification on arrival

**Withdraw:**

* Withdraw to any external wallet
* Auto gas fee calculation
* Network selection (BSC/Polygon)
* Withdrawal limits apply

**Internal ↔ On-Chain Sync:**

* Seamless conversion between internal and on-chain
* 1:1 ratio with minimal fees
* Auto-reconciliation

***

## 🔹 3. Fiat Wallet

### Overview

Withdraw your earnings directly to your bank account in your local currency.

For accounting purposes, fiat is also tracked on the internal ledger:

* **Fiat Balance** = Your withdrawable bank balance
* **Tokenized representation** for transparent accounting
* **Full audit trail** of all transactions

### Setup

<Steps>
  <Step title="Add Bank Account">
    Enter bank details in wallet settings
  </Step>

  <Step title="Complete KYC">
    Basic identity verification required
  </Step>

  <Step title="Verification">
    Bank account verified (1-2 business days)
  </Step>

  <Step title="Ready">
    Withdraw earnings anytime!
  </Step>
</Steps>

### Withdrawal Details

| Aspect         | Details                                          |
| :------------- | :----------------------------------------------- |
| **Minimum**    | \$10 equivalent                                  |
| **Maximum**    | \$10,000/day (increases with verification level) |
| **Processing** | 10 minutes to 24 hours                           |
| **Fee**        | 1-2% depending on region                         |
| **Currencies** | USD, EUR, GBP, +50 more                          |

***

## 🪙 Balance Types Explained

Your wallet dashboard shows **multiple balances** in one unified interface:

### 💰 Fiat Balance

* **What:** Bank withdrawable amount
* **Source:** Crypto sales, direct fiat earnings
* **Use:** Withdraw to bank account

### 🪙 Crypto Balance

* **FRT:** Governance token for staking/voting
* **FPT:** Reward token for tournaments/tips
* **USDT/BNB/MATIC:** Standard crypto assets
* **Use:** External transfers, trading, holding

### ⭐ Reward Balance

* **What:** Tournament winnings, bonuses, guild shares
* **Auto-credited:** Yes, instantly after event
* **Convertible:** To FRT or Fiat

### 🧠 Social Points

* **What:** Rank progression points (NOT withdrawable)
* **Use:** Social platform rank only
* **Separate:** Not mixed with monetary balances

### 🎁 Pending Balance

* **Locked:** Tournament prizes under review
* **Escrow:** Dispute resolution holds
* **Scheduled:** Future payouts (organization salaries)

### 💎 Staked Balance

* **Locked:** FRT staked for platform access
* **Unlocks:** Organization status, higher limits, governance
* **Duration:** Based on staking tier

***

## 🏆 Earning Sources (All Auto-Credited)

### Automatic Credit System

**No manual claiming required!** All earnings auto-credit to your wallet:

| Source                   | Balance Type     | Timing                        |
| :----------------------- | :--------------- | :---------------------------- |
| **Tournament Winnings**  | Reward → FRT/FPT | Instantly after match         |
| **MVP Bonuses**          | Reward → FPT     | Post-match                    |
| **Guild Revenue Share**  | Reward → FRT     | Weekly                        |
| **Organization Salary**  | Fiat → Bank      | Scheduled (bi-weekly/monthly) |
| **Livestream Tips**      | FPT              | Real-time                     |
| **Subscriptions**        | Fiat/Reward      | Daily aggregate               |
| **Creator Sponsorships** | Fiat/FRT         | As per contract               |
| **Referral Rewards**     | FPT              | Instantly                     |
| **Staking Rewards**      | FRT              | Daily                         |
| **Rank 4 Revenue Share** | FRT              | Monthly                       |

### Auto-Credit Flow

```
Event Occurs → Smart Contract Trigger → Internal Ledger Update → Balance Credited → Notification Sent
```

<Info>
  **Example:** Win tournament → 30 seconds later → FRT in wallet → Email notification
</Info>

***

## 🎥 Livestream Revenue Flow

### How Creator Earnings Work

```mermaid theme={null}
flowchart LR
    V[Viewer Tips/Subs] --> P[Platform]
    P --> F[Fee Deduction<br/>10-20%]
    F --> W[Creator Wallet]
    W --> C{Creator Choice}
    C -->|Crypto| CW[Crypto Withdrawal]
    C -->|Fiat| FW[Fiat Withdrawal]
    C -->|Reinvest| R[Tournament Entry<br/>Guild Upgrades]
```

### Creator Revenue Breakdown

| Source          | Platform Fee | Creator Gets |
| :-------------- | :----------- | :----------- |
| Tips            | 10%          | 90%          |
| Subscriptions   | 20%          | 80%          |
| Sponsorships    | 5%           | 95%          |
| Premium Content | 15%          | 85%          |

***

## 🧠 Smart Features

### 🔐 1. Balance Segmentation

For security, your balance is automatically segmented:

| Segment       | Status                | Use Case                      |
| :------------ | :-------------------- | :---------------------------- |
| **Spendable** | Available immediately | Transfers, purchases          |
| **Locked**    | Tournament pending    | Entry fees held               |
| **Escrow**    | Dispute hold          | Under investigation           |
| **Pending**   | Review period         | Large withdrawals             |
| **Staked**    | Platform access tier  | Unlocks features while locked |

### ⚙️ 2. Auto Rule Engine

**Smart rules automatically manage your funds:**

| Rule                 | Trigger   | Action                                   |
| :------------------- | :-------- | :--------------------------------------- |
| **Tournament Split** | Win prize | 70% instant, 30% after 24hr verification |
| **Org Salary**       | Payday    | Auto-transfer to Fiat wallet             |
| **Guild Revenue**    | Weekly    | Auto-split to all members                |
| **Tax Reserve**      | Earnings  | Auto-set aside % (future)                |
| **Reinvest**         | Threshold | Auto-buy tournament entries              |

### 📊 3. Wallet Analytics

**Powerful insights into your earnings:**

* **Monthly Earnings Report**
  * Total earned
  * Source breakdown
  * Growth trends

* **Source Analysis**
  * Tournaments: \$X
  * Streaming: \$Y
  * Guild: \$Z
  * Social: \$W

* **Withdrawal History**
  * Amounts
  * Methods
  * Status

* **Tax-Ready Reports** (Future)
  * Annual summaries
  * Category breakdowns
  * Exportable CSV/PDF

### 🔁 4. Internal Market Usage

**Spend wallet balance inside FortisArena:**

| Purchase              | Payment Method   |
| :-------------------- | :--------------- |
| Tournament entry      | FRT / FPT / Fiat |
| Guild slot upgrade    | FRT / Fiat       |
| Post visibility boost | FPT              |
| Premium creator tools | FRT              |
| NFT marketplace       | FRT / FPT        |
| Subscription upgrades | Fiat             |

<Info>
  **Money stays in ecosystem** = Lower fees + Faster transactions
</Info>

***

## 🧱 Security Model

### Multi-Layer Protection

| Layer                 | Implementation                            |
| :-------------------- | :---------------------------------------- |
| **Ledger Accounting** | PostgreSQL with audit trails              |
| **Role-Based Access** | Different permissions per user type       |
| **Withdrawal Limits** | Daily/weekly limits based on verification |
| **AI Monitoring**     | Suspicious activity detection             |
| **Manual Review**     | High-value transaction approval           |
| **Cold/Warm/Hot**     | Fund separation (platform side)           |

### Withdrawal Limits

| Verification Level | Daily Crypto | Daily Fiat | Monthly Total |
| :----------------- | :----------- | :--------- | :------------ |
| **Email Only**     | \$0          | \$0        | Social only   |
| **KYC Basic**      | \$1,000      | \$500      | \$10,000      |
| **KYC Standard**   | \$5,000      | \$2,000    | \$50,000      |
| **KYC Advanced**   | \$25,000     | \$10,000   | \$200,000     |
| **Organization**   | \$100,000    | \$50,000   | Unlimited     |

### Fraud Protection

* **UID Transfer Limits:** Max transfers per hour
* **Rapid Withdraw Protection:** Velocity checks
* **Match Fixing Link:** Wallet freeze if cheating detected
* **Dispute Freeze:** Funds held during investigations
* **Full Audit Trail:** Every transaction logged

***

## 🆔 User Identity (UID)

### Your Fortis Identity

```
Format: FORTIS-UID-[4 DIGITS]
Example: FORTIS-UID-7842
```

**Permanent:** Never changes, even if you change username

**Use for:**

* Receiving payments
* Internal transfers
* Tax reporting
* Support tickets
* API access

### UID vs Username

| Aspect            | UID             | Username    |
| :---------------- | :-------------- | :---------- |
| **Format**        | FORTIS-UID-XXXX | @yourname   |
| **Changes**       | Never           | Can change  |
| **Public**        | Yes             | Yes         |
| **For Transfers** | ✅ Primary       | ❌ Secondary |
| **Support**       | ✅ Use this      | Also works  |

***

## 💸 How to Withdraw

### Crypto Withdrawal

<Steps>
  <Step title="Go to Wallet">
    Click "Withdraw" → "Crypto"
  </Step>

  <Step title="Select Asset">
    Choose FRT, FPT, USDT, BNB, or MATIC
  </Step>

  <Step title="Enter Address">
    Paste external wallet address
  </Step>

  <Step title="Confirm Amount">
    Review after fees
  </Step>

  <Step title="Verify">
    2FA confirmation
  </Step>

  <Step title="Wait">
    3-30 minutes for blockchain confirmation
  </Step>
</Steps>

### Fiat Withdrawal

<Steps>
  <Step title="Go to Wallet">
    Click "Withdraw" → "Fiat"
  </Step>

  <Step title="Select Bank">
    Choose linked bank account
  </Step>

  <Step title="Enter Amount">
    Min \$10, max based on limit
  </Step>

  <Step title="Review Fees">
    1-2% fee displayed
  </Step>

  <Step title="Confirm">
    2FA + Email confirmation
  </Step>

  <Step title="Wait">
    10 minutes to 24 hours
  </Step>
</Steps>

***

## 🚀 Future Extensions

### Coming Soon

| Feature                   | Description                      | Timeline |
| :------------------------ | :------------------------------- | :------- |
| **Virtual Debit Card**    | Spend Fortis balance anywhere    | Q3 2026  |
| **Guild Shared Wallet**   | Multi-sig treasury for guilds    | Q2 2026  |
| **Organization Treasury** | Advanced fund management         | Q2 2026  |
| **Tokenized Rewards**     | NFT-based achievement rewards    | Q3 2026  |
| **Staking for Players**   | Lock FRT for tournament benefits | Q2 2026  |
| **Wallet Reputation**     | Financial history = trust score  | Q4 2026  |
| **Crypto Deposits**       | Buy crypto with fiat inside app  | Q2 2026  |

***

## 📊 Comparison: Fortis vs Others

| Feature             | Fortis Wallet     | MetaMask         | Bank Account |
| :------------------ | :---------------- | :--------------- | :----------- |
| **Setup**           | 30 seconds        | 10+ minutes      | Days         |
| **Social Earnings** | ✅ Native          | ❌                | ❌            |
| **Gaming Rewards**  | ✅ Auto            | Manual           | ❌            |
| **Fiat Withdrawal** | ✅ Built-in        | Exchange needed  | N/A          |
| **Gas Fees**        | ✅ None (internal) | Always           | N/A          |
| **Recovery**        | ✅ Email/Phone     | Seed phrase only | Bank process |
| **Speed**           | ✅ Instant         | Blockchain       | 1-3 days     |

***

## 🎯 Why This Wallet is Powerful

✅ **Real money** - Not just play points
✅ **Real careers** - Sustainable creator economy
✅ **Real payouts** - Crypto + Fiat options
✅ **Web3 aligned** - Blockchain when needed
✅ **Esports ready** - Tournament optimized
✅ **Creator friendly** - Multiple revenue streams
✅ **Organization scalable** - Treasury management
✅ **Investor ready** - Transparent accounting

***

## 📞 Support

**Wallet Issues:**

* Email: [wallet@fortisarena.io](mailto:wallet@fortisarena.io)
* Discord: #wallet-help
* In-app: Support ticket

**Emergency:**

* Suspected fraud: [security@fortisarena.io](mailto:security@fortisarena.io)
* Freeze account: 24/7 hotline

***

> **Fortis Wallet** - Your earnings, your way. Instant inside, flexible outside.
