Wallet

One wallet. All earnings. Real ownership. Real payouts.

The Wallet is a comprehensive financial system that combines internal ledger technology, on-chain crypto, and fiat withdrawals into a single, seamless experience. All your earnings—from social points to tournament prizes to creator revenue—land in one place.

No External Wallet Required: FortisArena provides everything. No MetaMask, no Trust Wallet, no seed phrases to manage.

🎯 Core Philosophy

Social Points + Tournament Rewards + Streaming Revenue + Creator Tips + Organization Income
                                    ↓
                         ONE UNIFIED WALLET
                                    ↓
                    Withdraw as Crypto OR Fiat

Everything you earn on FortisArena lands in your Wallet:

✅ Social platform points (rank progression)
✅ Tournament winnings (FRT/FPT tokens)
✅ Livestream tips & subscriptions
✅ Creator sponsorships
✅ Guild revenue shares
✅ Organization salaries
✅ Referral rewards
✅ MVP & performance bonuses

🧩 Wallet Architecture

The Wallet consists of three integrated layers:

🔹 1. Internal Ledger Wallet

What It Is

The Internal Ledger is a high-speed, gasless accounting system that tracks all platform activity using a PostgreSQL database synchronized with blockchain.

Key Features

Feature	Description
Speed	Instant transfers (milliseconds)
Cost	Completely free
Tracking	Every transaction logged
Sync	Auto-synced with on-chain balances
Gas	No gas fees for internal transfers

UID System (User Identifier)

Every user receives a unique identifier:

Format: FORTIS-UID-XXXX
Example: FORTIS-UID-7842

Use UID for:

Platform-to-platform transfers
Tips to other users
Guild payouts
Organization salaries
Rewards distribution
Split payments

No wallet address needed for internal transfers. Just use the UID!

Internal Transfer Examples

Action	From	To	Time	Fee
Tip creator	Your UID	Creator UID	Instant	Free
Guild payout	Guild UID	Player UID	Instant	Free
Squad split	Squad UID	Members	Instant	Free
Tournament prize	Platform	Winner UID	Instant	Free

🔹 2. Crypto Wallet (On-Chain)

Supported Assets (Phase 1)

Token	Symbol	Use Case	Network
Fortis Token	FRT	Governance, staking, premium	BNB Smart Chain
Fortis Points	FPT	Rewards, tournaments, tips	BNB Smart Chain
Tether	USDT	Stable value	BNB Smart Chain
BNB	BNB	Gas fees, trading	BNB Smart Chain
Polygon	MATIC	L2 transactions	Polygon

Features

Deposit:

Normal blockchain confirmation time (3-30 minutes)
Auto-credited to wallet
Email notification on arrival

Withdraw:

Withdraw to any external wallet
Auto gas fee calculation
Network selection (BSC/Polygon)
Withdrawal limits apply

Internal ↔ On-Chain Sync:

Seamless conversion between internal and on-chain
1:1 ratio with minimal fees
Auto-reconciliation

🔹 3. Fiat Wallet

Overview

Withdraw your earnings directly to your bank account in your local currency. For accounting purposes, fiat is also tracked on the internal ledger:

Fiat Balance = Your withdrawable bank balance
Tokenized representation for transparent accounting
Full audit trail of all transactions

Setup

Add Bank Account

Enter bank details in wallet settings

Complete KYC

Basic identity verification required

Verification

Bank account verified (1-2 business days)

Ready

Withdraw earnings anytime!

Withdrawal Details

Aspect	Details
Minimum	$10 equivalent
Maximum	$10,000/day (increases with verification level)
Processing	10 minutes to 24 hours
Fee	1-2% depending on region
Currencies	USD, EUR, GBP, +50 more

🪙 Balance Types Explained

Your wallet dashboard shows multiple balances in one unified interface:

💰 Fiat Balance

What: Bank withdrawable amount
Source: Crypto sales, direct fiat earnings
Use: Withdraw to bank account

🪙 Crypto Balance

FRT: Governance token for staking/voting
FPT: Reward token for tournaments/tips
USDT/BNB/MATIC: Standard crypto assets
Use: External transfers, trading, holding

⭐ Reward Balance

What: Tournament winnings, bonuses, guild shares
Auto-credited: Yes, instantly after event
Convertible: To FRT or Fiat

What: Rank progression points (NOT withdrawable)
Use: Social platform rank only
Separate: Not mixed with monetary balances

🎁 Pending Balance

Locked: Tournament prizes under review
Escrow: Dispute resolution holds
Scheduled: Future payouts (organization salaries)

💎 Staked Balance

Locked: FRT staked for platform access
Unlocks: Organization status, higher limits, governance
Duration: Based on staking tier

🏆 Earning Sources (All Auto-Credited)

Automatic Credit System

No manual claiming required! All earnings auto-credit to your wallet:

Source	Balance Type	Timing
Tournament Winnings	Reward → FRT/FPT	Instantly after match
MVP Bonuses	Reward → FPT	Post-match
Guild Revenue Share	Reward → FRT	Weekly
Organization Salary	Fiat → Bank	Scheduled (bi-weekly/monthly)
Livestream Tips	FPT	Real-time
Subscriptions	Fiat/Reward	Daily aggregate
Creator Sponsorships	Fiat/FRT	As per contract
Referral Rewards	FPT	Instantly
Staking Rewards	FRT	Daily
Rank 4 Revenue Share	FRT	Monthly

Auto-Credit Flow

Event Occurs → Smart Contract Trigger → Internal Ledger Update → Balance Credited → Notification Sent

Example: Win tournament → 30 seconds later → FRT in wallet → Email notification

🎥 Livestream Revenue Flow

How Creator Earnings Work

Creator Revenue Breakdown

Source	Platform Fee	Creator Gets
Tips	10%	90%
Subscriptions	20%	80%
Sponsorships	5%	95%
Premium Content	15%	85%

🧠 Smart Features

🔐 1. Balance Segmentation

For security, your balance is automatically segmented:

Segment	Status	Use Case
Spendable	Available immediately	Transfers, purchases
Locked	Tournament pending	Entry fees held
Escrow	Dispute hold	Under investigation
Pending	Review period	Large withdrawals
Staked	Platform access tier	Unlocks features while locked

⚙️ 2. Auto Rule Engine

Smart rules automatically manage your funds:

Rule	Trigger	Action
Tournament Split	Win prize	70% instant, 30% after 24hr verification
Org Salary	Payday	Auto-transfer to Fiat wallet
Guild Revenue	Weekly	Auto-split to all members
Tax Reserve	Earnings	Auto-set aside % (future)
Reinvest	Threshold	Auto-buy tournament entries

📊 3. Wallet Analytics

Powerful insights into your earnings:

Monthly Earnings Report
- Total earned
- Source breakdown
- Growth trends
Source Analysis
- Tournaments: $X
- Streaming: $Y
- Guild: $Z
- Social: $W
Withdrawal History
- Amounts
- Methods
- Status
Tax-Ready Reports (Future)
- Annual summaries
- Category breakdowns
- Exportable CSV/PDF

🔁 4. Internal Market Usage

Spend wallet balance inside FortisArena:

Purchase	Payment Method
Tournament entry	FRT / FPT / Fiat
Guild slot upgrade	FRT / Fiat
Post visibility boost	FPT
Premium creator tools	FRT
NFT marketplace	FRT / FPT
Subscription upgrades	Fiat

Money stays in ecosystem = Lower fees + Faster transactions

🧱 Security Model

Multi-Layer Protection

Layer	Implementation
Ledger Accounting	PostgreSQL with audit trails
Role-Based Access	Different permissions per user type
Withdrawal Limits	Daily/weekly limits based on verification
AI Monitoring	Suspicious activity detection
Manual Review	High-value transaction approval
Cold/Warm/Hot	Fund separation (platform side)

Withdrawal Limits

Verification Level	Daily Crypto	Daily Fiat	Monthly Total
Email Only	$0	$0	Social only
KYC Basic	$1,000	$500	$10,000
KYC Standard	$5,000	$2,000	$50,000
KYC Advanced	$25,000	$10,000	$200,000
Organization	$100,000	$50,000	Unlimited

Fraud Protection

UID Transfer Limits: Max transfers per hour
Rapid Withdraw Protection: Velocity checks
Match Fixing Link: Wallet freeze if cheating detected
Dispute Freeze: Funds held during investigations
Full Audit Trail: Every transaction logged

🆔 User Identity (UID)

Your Fortis Identity

Format: FORTIS-UID-[4 DIGITS]
Example: FORTIS-UID-7842

Permanent: Never changes, even if you change username Use for:

Receiving payments
Internal transfers
Tax reporting
Support tickets
API access

UID vs Username

Aspect	UID	Username
Format	FORTIS-UID-XXXX	@yourname
Changes	Never	Can change
Public	Yes	Yes
For Transfers	✅ Primary	❌ Secondary
Support	✅ Use this	Also works

💸 How to Withdraw

Crypto Withdrawal

Go to Wallet

Click “Withdraw” → “Crypto”

Select Asset

Choose FRT, FPT, USDT, BNB, or MATIC

Enter Address

Paste external wallet address

Confirm Amount

Review after fees

Verify

2FA confirmation

Wait

3-30 minutes for blockchain confirmation

Fiat Withdrawal

Go to Wallet

Click “Withdraw” → “Fiat”

Select Bank

Choose linked bank account

Enter Amount

Min $10, max based on limit

Review Fees

1-2% fee displayed

Confirm

2FA + Email confirmation

Wait

10 minutes to 24 hours

🚀 Future Extensions

Coming Soon

Feature	Description	Timeline
Virtual Debit Card	Spend Fortis balance anywhere	Q3 2026
Guild Shared Wallet	Multi-sig treasury for guilds	Q2 2026
Organization Treasury	Advanced fund management	Q2 2026
Tokenized Rewards	NFT-based achievement rewards	Q3 2026
Staking for Players	Lock FRT for tournament benefits	Q2 2026
Wallet Reputation	Financial history = trust score	Q4 2026
Crypto Deposits	Buy crypto with fiat inside app	Q2 2026

📊 Comparison: Fortis vs Others

Feature	Fortis Wallet	MetaMask	Bank Account
Setup	30 seconds	10+ minutes	Days
Social Earnings	✅ Native	❌	❌
Gaming Rewards	✅ Auto	Manual	❌
Fiat Withdrawal	✅ Built-in	Exchange needed	N/A
Gas Fees	✅ None (internal)	Always	N/A
Recovery	✅ Email/Phone	Seed phrase only	Bank process
Speed	✅ Instant	Blockchain	1-3 days

🎯 Why This Wallet is Powerful

✅ Real money - Not just play points ✅ Real careers - Sustainable creator economy ✅ Real payouts - Crypto + Fiat options ✅ Web3 aligned - Blockchain when needed ✅ Esports ready - Tournament optimized ✅ Creator friendly - Multiple revenue streams ✅ Organization scalable - Treasury management ✅ Investor ready - Transparent accounting

📞 Support

Wallet Issues:

Email: wallet@fortisarena.io
Discord: #wallet-help
In-app: Support ticket

Emergency:

Suspected fraud: security@fortisarena.io
Freeze account: 24/7 hotline

Fortis Wallet - Your earnings, your way. Instant inside, flexible outside.

​Wallet

​🎯 Core Philosophy

​🧩 Wallet Architecture

​🔹 1. Internal Ledger Wallet

​What It Is

​Key Features

​UID System (User Identifier)

​Internal Transfer Examples

​🔹 2. Crypto Wallet (On-Chain)

​Supported Assets (Phase 1)

​Features

​🔹 3. Fiat Wallet

​Overview

​Setup

​Withdrawal Details

​🪙 Balance Types Explained

​💰 Fiat Balance

​🪙 Crypto Balance

​⭐ Reward Balance

​🧠 Social Points

​🎁 Pending Balance

​💎 Staked Balance

​🏆 Earning Sources (All Auto-Credited)

​Automatic Credit System

​Auto-Credit Flow

​🎥 Livestream Revenue Flow

​How Creator Earnings Work

​Creator Revenue Breakdown

​🧠 Smart Features

​🔐 1. Balance Segmentation

​⚙️ 2. Auto Rule Engine

​📊 3. Wallet Analytics

​🔁 4. Internal Market Usage

​🧱 Security Model

​Multi-Layer Protection

​Withdrawal Limits

​Fraud Protection

​🆔 User Identity (UID)

​Your Fortis Identity

​UID vs Username

​💸 How to Withdraw

​Crypto Withdrawal

​Fiat Withdrawal

​🚀 Future Extensions

​Coming Soon

​📊 Comparison: Fortis vs Others

​🎯 Why This Wallet is Powerful

​📞 Support

Wallet

🎯 Core Philosophy

🧩 Wallet Architecture

🔹 1. Internal Ledger Wallet

What It Is

Key Features

UID System (User Identifier)

Internal Transfer Examples

🔹 2. Crypto Wallet (On-Chain)

Supported Assets (Phase 1)

Features

🔹 3. Fiat Wallet

Overview

Setup

Withdrawal Details

🪙 Balance Types Explained

💰 Fiat Balance

🪙 Crypto Balance

⭐ Reward Balance

🧠 Social Points

🎁 Pending Balance

💎 Staked Balance

🏆 Earning Sources (All Auto-Credited)

Automatic Credit System

Auto-Credit Flow

🎥 Livestream Revenue Flow

How Creator Earnings Work

Creator Revenue Breakdown

🧠 Smart Features

🔐 1. Balance Segmentation

⚙️ 2. Auto Rule Engine

📊 3. Wallet Analytics

🔁 4. Internal Market Usage

🧱 Security Model

Multi-Layer Protection

Withdrawal Limits

Fraud Protection

🆔 User Identity (UID)

Your Fortis Identity

UID vs Username

💸 How to Withdraw

Crypto Withdrawal

Fiat Withdrawal

🚀 Future Extensions

Coming Soon

📊 Comparison: Fortis vs Others

🎯 Why This Wallet is Powerful

📞 Support